Finding the right home loan is as important as finding the right house, its suitability and serviceability affecting peace of mind and financial security into the future. So, what’s the best approach for you? Generally speaking, applying for a home loan via a bank is the most direct approach given the lack of an intermediary, while using a mortgage broker
It has never been a more competitive time to put your home on the market, as you are up against properties of all types and often of pretty high standards. In recent years hiring furniture to decorate your home to make it more appealing for buyers has become almost the norm. Buyers expect a certain polished look these days and
Are you renovating an investment property? Many investors who live in an investment property while renovating risk missing out on thousands of dollars in property depreciation deductions. Property depreciation is generally the second biggest tax deduction after interest, though it’s often missed by investors. This is because it’s a non-cash deduction, meaning you don’t have to spend money to be
When buying a home, whether with the aim of settling right in or renovating, it’s essential to look beyond the façade into the nitty gritty of any works required to achieve your ultimate aim. Whether easy, relatively inexpensive fixes – like filling cracks, re-painting, replacing cracked tiles and re-grouting – or big-ticket structural repairs, being able to spot them allows
As the new year has begun, it is a good time for investors to review their investment portfolio. While easy enough to simply let things continue as they are, the more astute investor will cast their net further, and be regularly, or at least annually, considering ways to improve returns. There are four main ways investors make money: Capital growth,
Colour is everywhere, it permeates all our lives in some way or another. So it is always interesting to read about which colour is declared the “colour of the year.” It will influence a lot of what we see in furniture and homewares as well as fashion in the coming months. This year, Pantone, the world’s most influential colour institute,
Let’s face it, it can be rather frustrating renting a home without being able to change anything and put your own stamp on it. We are borrowing a space to live in when we rent and it can seem all too temporary. But if you wish to make the house you rent more of a home, I’ve highlighted some easy
The team at Noel Jones would like to take this opportunity to wish all of our valued friends, clients and associates a very happy festive season – from the fun, often busy lead-up, and joyful times with family and friends through to those lovely, long January days and into the year ahead. Whether celebrating or laying low, travelling or relaxing
Interest rates have a pronounced effect on the property market, with RBA rate cuts historically pushing house prices upwards. In fact, low interest rates have been a major driver of price growth over the past two decades. Melbourne house prices, according to Domain, strengthened significantly after mid-year rate cuts in 2016, while the RBA’s rate cuts from 4.5% to 1.5%
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